Commercial Earthquake

• Available limits in all California zones
• Highest EQ limits in the industry
• Broad coverage
• Highest EQ limits in the industry
• Designed specifically for medium-to-larger commercial accounts
• Written on primary or excess layers or combination of various attachment points
• Minimum Total Insured Value (TIV)
  • $10 million general property

* Steadfast Insurance Company (Zurich Group) “A+” (XV); Princeton Excess & Surplus Lines Insurance Company (Munich Re America Group) “A+” (XV); Lloyd’s of London “A” (XV); Hamilton Insurance Designated Activity Company “A-” (XIV); Everest Indemnity Insurance Company (Everest Re Group) “A+” (XV); QBE Specialty Insurance Company “A” (XV); Mercer Insurance Company “A” (X); Palomar Excess and Surplus Lines Company “A-” (IX); General Security Indemnity Company of Arizona (SCOR Re Group) “A+” (XV); Old Republic Union Insurance Company “A+” (XV); CUMIS Specialty Insurance Company, Inc. “A” (XII); Lexington Insurance Company “A” (XV); Trisura Specialty Insurance Company “A-” (IX); Transverse Specialty Insurance Company “A-” (IX); Emerald Bay Specialty Insurance Company “A-” (VIII); Covington Specialty Insurance Company (RSUI) “A++” (XIV)

Preferred construction types

• Steel
• Wood frame
• Reinforced concrete
• Joisted masonry

Subject to review

• Mixed construction, tilt-up (1976 or newer) and metal
• Older buildings okay based on excess attachment point
• Excess of tuck-under values
• Exclude flood zone A and V on primary accounts
• No poor soil conditions such as high liquefaction and bay mud

Contact

Lew DeFuria, President
619.881.8560
[email protected]

Jimmy Saldana, Senior Executive Vice President
619.881.8595
[email protected]

Submission Requirements

• Named insured and mailing address
• Excel spreadsheet statement of values: City, State, Zip Code
  • Construction, occupancy, year built
  • Square footage of building, number of stories and buildings
  • Breakdown of values
• Insured business description/operations
• Effective date
• Term requested
• Quote due date
• Limits, perils, coverages and deductibles requested
• Current layering and premiums
• Suggested layering
• Target pricing and TIV breakdown
• Loss history and any inspections or engineering reports